Not yet authorised. Credium Digital EAD is pursuing MiCA CASP authorisation. Services described are not currently offered or available.
Non-custodial model

Designed as a non-custodial conversion model

Credium's proposed model is designed so that users do not maintain client wallet balances, payment account balances or electronic money balances with Credium. Routes identify verified conversion paths between the user's own External Accounts.

Regulatory disclaimer

Credium Digital EAD is currently preparing and pursuing authorisation as a Crypto-Asset Service Provider under MiCA. The services described on this website are not currently offered, available or open to customers. They will only be provided after the required regulatory authorisation has been granted by the competent authority. This website is for informational and explanatory purposes only and is intended to describe the proposed business model.

No client wallet balances
No client payment accounts
No e-money account issuance
No peer-to-peer transfers
No general-purpose payments
Route identifiers only
Execution subject to compliance, pricing and liquidity controls
Route identifiers, not accounts

Virtual Account Numbers and Liquidation Addresses are not accounts. They are route identifiers used to reconcile and process a specific verified conversion path.

Credium Digital EAD does not maintain client wallet balances, payment account balances or electronic money balances.