Infrastructure Built for MiCA Authorisation
Credium Digital EAD is developing a regulated, non-custodial route-based model for fiat-to-crypto, crypto-to-fiat and crypto-to-crypto conversion services within the European regulatory framework.
Credium Digital EAD is currently preparing and pursuing authorisation as a Crypto-Asset Service Provider under MiCA. The services described on this website are not currently offered, available or open to customers. They will only be provided after the required regulatory authorisation has been granted by the competent authority. This website is for informational and explanatory purposes only and is intended to describe the proposed business model.
Illustrative mockups of the proposed Credium app
The following screens are non-functional visual mockups describing how the proposed route-based Credium experience is intended to appear once authorisation has been granted. No live service, onboarding, payment or wallet-connection functionality is provided on this website.
Credium Digital EAD is currently preparing and pursuing authorisation as a Crypto-Asset Service Provider under MiCA. The services described on this website are not currently offered, available or open to customers. They will only be provided after the required regulatory authorisation has been granted by the competent authority. This website is for informational and explanatory purposes only and is intended to describe the proposed business model.
Eight pillars of the proposed Credium operating model
Conversion services planned under the MiCA CASP perimeter
A verified fiat External Account is connected to a verified crypto External Account. The route receives a Virtual Account Number used as payment reference. Funds received through the route are intended to be converted into the selected supported crypto-asset after reconciliation, compliance checks, pricing validation and liquidity checks.
A verified crypto External Account is connected to a verified fiat External Account. The route receives a Liquidation Address. Crypto-assets received through the route are intended to be converted into the selected fiat currency after reconciliation, KYT, Travel Rule where applicable, compliance checks, pricing validation and liquidity checks.
A verified crypto External Account is connected to another verified crypto External Account. The route receives a Liquidation Address. Crypto-assets received through the route are intended to be converted into the selected supported crypto-asset after reconciliation, KYT, Travel Rule where applicable, compliance checks, pricing validation and liquidity checks.
For consultants and partners
Regulatory consultants, legal advisors, banking partners, liquidity providers and technology providers can request additional information about the proposed Credium Digital EAD operating model.